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PayU South Africa is a leading payment service provider dedicated to creating a fast, simple, and secure payment process for merchants and buyers.

A payment flow in PayU SA generally has the following steps:

  1. The cardholder selects the products or services to pay on the merchant's site.

  2. The cardholder chooses to pay with PayU SA 

  3. During the payment process, the card issuer authenticates the cardholder before making the financial transaction, in order to validate that the card is being used by the cardholder.

  4. Once the authentication is resolved, the payment is authorized. PayU SAdelivers the authorization result to the merchant system.

More details can be found here https://payusahelp.atlassian.net/wiki/spaces/general/overview?mode=global

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